:format(webp)/images/2024/05/17/family-driving-with-a-dog.jpg)
If you own a car, and you live in the United States … then this might be a huge deal for you.
If you didn't already know, there are more than a few powerful money moves available to you (as soon as today) that could benefit your financial life significantly.
Take a look at the list below to get started:
Ohio Driver? Cancel your car insurance
Driving without car insurance is illegal, but if you do this, you’re not actually breaking the law.
This tool can help you see if you’re overpaying for car insurance in just a few clicks. You’d be shocked by the difference. $159 per month is what they wanted to charge me. I thought that was the best price, don’t even look anywhere else. Right? Wrong.
I used this tool and now I’m able to pay just $47 a month for two cars.Too many insurance companies do this. They push up our rates and make us pay even more. But if you want to try this tool and compare and potentially score same-day savings, here’s what to do:
- Click the link below and enter your zip code, date of birth, and phone number.
- Answer a few questions about your car’s make and model to get matched with top offers.
- Choose the best quote for you and lock it in before rates go up.
Compare rates now and see if you could score same-day savings today!
I can hardly believe I waited so long to do this, but I’m glad I finally did. It only took me two minutes. Super fast. You have to trust me on this. Just try it out.
Turn your home’s value into extra cash
If you want to pay a large expense now, like a home improvement project or credit card debt, you may have considered using your home equity as leverage to borrow a large sum of money.
But with interest rates rising in recent years, a cash-out refinance or home equity loan may not make financial sense.
Here’s a potential solution: Get a home equity line of credit (HELOC) instead.
Using LendingTree’s simple HELOC matching tool1 <p>LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, NMLS Unique Identifier #1136. LendingTree, LLC is known as LT Technologies in lieu of true name LendingTree, LLC in NY. LendingTree technology and processes are patented under U.S. Patent Nos. 6,385,594 and 6,611,816 and licensed under U.S. Patent Nos. 5,995,947 and 5,758,328. © 2024 LendingTree, LLC. All Rights Reserved. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only. Terms and Conditions may apply. </p> (yes, the company from the commercials), you can compare rates and see what works for you.
How a home equity line of credit is different: Your line of credit acts similar to a credit card, where you can withdraw funds when you need them, and you’re only responsible for minimum monthly payments for what’s called the “draw period,” which is usually 10 years. After this borrowing period ends, you pay off the rest of your balance during an extended repayment period, which is usually 20 years.
Plus, as a revolving line of credit, rates are usually variable, so you won’t be locked into a fixed rate if they ever go lower.
To get started:
- Check out LendingTree’s HELOC matching tool.
- Answer a few questions.
- Be matched with personalized offers for you.
Pay no interest on balance transfers until 2027
Imagine getting an intro 0% APR on balance transfers for 21 months from date of account opening (APR then 18.24% - 28.99% (Variable)). Sounds great — right? You could dramatically change your financial picture with this industry-leading low-interest card - the Citi Simplicity® Card.
If you want to kick high-interest credit card debt to the curb, this is one of the leading get-out-of-debt cards available. Transfer your high interest debt to this card with a 0% intro APR on balance transfers for 21 months from date of account opening. Your payments can go directly to paying down your balance without incurring a pile of additional charges. That could save you hundreds of dollars in interest! After the intro period, the APR is 18.24% - 28.99% (Variable) (balance transfers must be completed within 4 months of account opening).
The best part? There's no annual fee with the Citi Simplicity® Card(Rates and fees).
Save potentially $1,000 or more on home insurance
If you want better or more affordable home insurance, there is ONE thing you should never skip in the process of finding a policy: Getting multiple options from a variety of home insurance providers.
Too many homeowners skip this step — not realizing that they could save potentially $1,000s over the lifetime of owning their house just by switching. And yes, you can switch your home insurance at any time.
Provide Home Insurance is a company that matches you with home insurance options from a variety of lenders to meet your home insurance needs … including lower overall cost or better overall coverage.
Just answer a few questions, and they will find options that are right for you. And heads up — the insurance company you choose may call you. Do NOT ignore the call, as they want to work with you to find the best rate possible.
Earn cash back on everyday purchases with this rare account
Want to earn cash back on your everyday purchases without using a credit card? With the Discover® Cashback Debit account (member FDIC), you can earn 1% cash back on up to $3,000 in debit card purchases each month!2 <p>See website for details.</p>
With no credit check to apply and no monthly fees to worry about, you can earn nearly passive income on purchases you’re making anyway — up to an extra $360 a year!
This rare checking account has other great perks too, like access to your paycheck up to 2 days early with Early Pay, no minimum deposit or monthly balance requirements, over 60K fee-free ATMs, and the ability to add cash to your account at Walmart stores nationwide.
Don’t leave money on the table — it only takes minutes to apply and it won’t impact your credit score.
This plan protects select Ohio homes from many expensive appliance and home repairs (see if you qualify)
Everyone talks about home insurance, but hardly anyone talks about this. If you live in Ohio and own your home, you could save $1,000s on home repairs without much work at all.
Choice Home Warranty is currently helping homeowners slash appliance repair bills. Instead of paying $1,000s, you pay for a monthly plan and a simple one-time service fee per covered repair.
Getting a monthly plan could help you tap into immense savings for nearly any system or appliance in your home that’s covered.
Not everyone is eligible for this plan so here’s how to check:
- Click the link below and enter your zip code.
- Answer a few simple questions.
- See if your home qualifies.
Complete this short questionnaire to see if you live in a qualified area
Get life insurance and protect your loved ones
Life insurance is not something many of us want to think about, but we all want to protect the ones we love.
Imagine if you were suddenly gone tomorrow: Would your family be able to afford your mortgage? Would your children be forced to quit pursuing a degree or your spouse forced to work longer before retirement?
You may sense it's time to shop for life insurance but haven't yet because it's an intimidating and painful process. Financebuzz has a quick and easy solution.
Just fill in a few details about yourself and Financebuzz instantly connects you with ways to get your quote — allowing you to find an affordable life insurance policy without the headache.
The good news? You can get a free quote online after you answer few simple questions.
If you're concerned about being unprotected going into a certain age, take a few minutes to see policy rates today.
Protect yourself from vehicle repair costs before the next breakdown
Let’s face it: Your vehicle will inevitably have a major issue, and it could be a headache. If your manufacturer’s warranty has expired or soon will expire, you’re at risk of a costly repair bill.
How to avoid many expensive auto services: Sign up for Endurance’s protection plan and you could save a ton over the next few years.
Endurance picks up where your auto warranty leaves off. Your plan helps cover many painful repair costs, like $863 for the suspension, $1,077 for the A/C compressor, and $3,260 for the engine.3 <p>Average cost of repair for a sedan. See more at <a href="http://www.endurancewarranty.com">www.endurancewarranty.com</a></p>
You can choose from different coverage plans, pick your own certified mechanic, and there’s a 30-day money-back guarantee. So you can feel comfortable that you’re in good hands!
Get a free quote in minutes:Enter your zip, phone, and some car info and see what your options are. There’s even a bonus of $300 off your new contract when you sign up.
Don’t risk going unprotected for another day.
/images/2024/08/26/fbz-logo.png){kind=logo}
- You could save up to $600 with some companies
- Compare dozens of providers in under 5 minutes
- Fast, free and easy way to shop for insurance
- Quickly find the perfect rate for you
/images/2024/08/26/fbz-logo.png){kind=logo}